On 9 July 2014 23:56, David C Brown wrote: > Is your third party insurance associated with the vehicle rather than the > driver? > The insurance is associated with the vehicle BUT if the driver is not licensed or convicted of DIC it may be invalid. If registration or warrant of fitness (WOF) is ex[ired or absent it may invalidate insurance BUT I'd expect that if either had very recently expired and you were a good customer that the argument that you had not noticed would often work with decent insurance companies *. (The definition of decent is here recursive). In this case I'd come back from overseas, and my wife was still away. I found that the registration on my wife's car (which was parked off road) had expired a few days prior and had re-registered by internet. Some days later the registration card had come by mail and I gave it to my son to insert in the car. There is a 'pouch' on the windscreen inner which the card slides into. (A system which invites theft of same). EITHER my son had slid the new card in behind the old one OR somebody else had swapped them latterly - card was inserted a week or two prior to the event. When the GOTLAO told me the regn was expired and took me around to see he said "My people have told me that your car is unregistered. What do you have to say about that?" He was deeply into "what so you say re ..." in best stage / TV bad cop get you to incriminate yourself style. I opined that they were probably incompetent (not a wise opining) and was duly miffed to see the expired regn. I must have been more back footed than I realised as it did not occur to me to simply check the card or top recall that it really was registered. That came later. It is in fact an offence [tm] to not DISPLAY current regn sticker, and if he'd put that on the sticker his boss could have made it stick if he'd wanted to. BUT he wrote "unregistered" (a greater offence with $100 'instant' fine. and away we went. The fact that he got 3 facts wrong on the ticket probably didn't help his case. This was the end of a rather loud and noisy process unrelated to the registration. We had stood toe to toe for some while with raised voices, an off duty cop was involved, 3 uniformed cops turned up in support (my man was a mufti dog handler with dog wagon) and asked if he needed help. I assured him that he probably may have trouble handling one old short guy by himself. They grinned. He didn't. He did get them to breathalyse me (I'm a teetotaller so .... :-) ). Along the way we had the "you're not helping your case ... you need to be quieter and more polite and try not to get yourself into more trouble ..." .. That sort of advice doesn't seem to work :-). It is a very great shame indeed that guys like this are exposed to the public. He may do magnificently as a dog handler, for all I know, but when it comes to dealing with people he detracts very badly indeed from the image of the force. Cops are meant to be cool calm and collected under fire, as it were, and when you get to twisting words and saying people have said things quite contrary to what was really said, and then ... hmmm ... no ... I'll leave that part out for now. Work in progress. Anyway. A great time was had by all. Whatever R --=20 http://www.piclist.com/techref/piclist PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist .