We had a horrible experience with Paypal before EBAY bought them; an=20 online predator had convinced PP that my wife had failed to ship a=20 laptop he had "bought". In fact, she'd never sold anything on EBAY, and=20 never has since, but PP took $1450 straight from our BANK, not our PP=20 account! It took us 10 days, and threats of a criminal complaint before=20 they refunded our money. The police department said, at that time, that=20 PP had a "number" of complaints from other Arizona citizens, and commented that we should "use a real=20 bank instead", and we did for two years, Finally, I re-opened the PP=20 account using only a limited credit card, no bank account, and have had=20 no problems since. I suspect that EBAY made PP clean up their act when they bought PP. --Bob A On 5/7/2014 4:02 AM, RussellMc wrote: > On 7 May 2014 20:22, Bob Axtell wrote: > >> 95% of my non-rent purchases are online, and this never happened to me, >> EVER. >> >>> They do say I can wire them money, which seems to me to be less secure > form > >>>> my point of view. > They may be trying to make it hard to do via someone else's system. > Assuming money means eg Western Union then wiring them money is VERY secu= re > for them if it works and your problem if it doesn't. > "Wired" transactions are irrevocable come what may. > Bad goods or wrong destination are not a reason to expect uyour money bac= k. > > With VISA there is a reasonably good "get your money back" provision. > If you can convince VISA that the contract was not properly satisfied by > the other party, or perhaps even if you just certify it is so, then they > can reverse the transaction. I have done this once in the case of a fraud > where I expected to lose my $ but didn't. > > At one stage PayPal vanished accounts with $ in that they deemed to have > been inactive too long. One of them was mine. After a class action suit, > which I had no involvement in, I was pleasantly surprised to find that my > account and $ had reappeared. The amount was not vast - somewhere under > $100, but it was a shock to have any company do something like that. > I still use PayPal once in two blue moons when sellers demand it but the > experience soured my liking for them. > > > Russell > > --=20 http://www.piclist.com/techref/piclist PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist .