It all depends on your experience level and the reason to create a PCB.

I  used to etch my own boards, many years ago, but the chemicals I
used back then are considered a NO NO now, even if I could find them I
doubt I would use them.
Just disposing of them is an issue that we were not aware off.

If you are creating a, low frequency, low current,  one off device then
Viro Board works well.

If you are prototyping on a Breadboard then the Breadboard format PCB's
from AdaFruit are great.

If you need to run off a batch or intend to go into production, then a PCB
service is a must.

Personally I think home etching is a thing of the past.
--=20
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