>4. They may even claim their fee through debt management companies so they >may take off my telly and other goods That can't happen unless they take you to court and get a judgement aganst = you.=20 Debt collecting companies have NO powers - all they can do is send threaten= ing letters in the hope someone will be tricked or scared into paying. They can safely be told to F= OAD. >Does anybody has an idea what steps I can do to avoid headaches and to cla= im >back my money from either BT or that other company? If the other company is fraudulent you stand little chance of recovering fr= om them - even if you take them to Small Claims and get a judgement chances are they won't pay up= .. Got to BT and politely tell them that you'd like to stay with them, but unl= ess they waive all charges you'll go elsewhere. If they won't play ball, immediately cancel any DD mandate.=20 --=20 http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist .