Kris wrote: >G'day Carlos. Good day, Kris. >Born and bred Aussie living in Sydney replying here. With regards to >your main points: >You will find a job here. Maybe not instantly, and maybe not exactly >what you want, but there is plenty of work for anyone who's honestly >looking for it. With your qualifications i would expect to earn no >less than $50K/year (=3D$40K after tax) if you got something at the >bottom end of your field, maybe $75K ($60K after tax) if you find a >good job. With a few years of local experience, a good command of the >language and local conditions you should be earning $100K or more >($75K after tax) within a few years. Those are AU$, right? Providing that we could bring some savings to AU, what amount would you expect to be needed for the initial payment for a nice house for 3 members and which of the three earning ranges you mentioned would be the minimum needed to get a bank credit to keep paying the house? >The schooling system is fine. The state (public) schools are more than >adequate. The mainstream Catholic schools are similar and quite >reasonably priced (from $1K to $3K per year). Independant schools can >cost up to $20K per year per child (without a cap at 3 kids like the >Catholic system) - that's very expensive for most people. Most >tertiary education is free or payable by a government loan that is >repaid via extra taxes (only when you earn over a certain threshold >and only till the loan is payed out). Kids can generally have a great >time growing up here. Are the 1 to 3K Catholic schools available for immigrants? In my country, public schools are not very good, Catholic schools are rated as the best schools and aren=92t too expensive either as they are usually subsidized but it is very hard to find a spot for the kids because of the low offer and high demand. >Health can always be better but rest assured that if you are seriously >ill you will be looked after immediately. If you are ill but it's not >life threatening you may wait (even up to 2-3 months) for an >operation. General practitioners available everywhere. All free. >Private insurance can ensure immediate attention and choice of doctor >but will be about $250/month/family but may still leave you with some >out of pocket expenses. Do you think that private insurance is a must? Using 250$ a month just for insurance looks pretty hefty on a family budget, and makes me think that earning 26$/hour for a normal 160 hour month (the bottom range you mentioned before) is not enough to carry that burden. Summarizing: 250$ insurance + 125$ kid=92s school (Mid level Catholic school) + 1500$?? House credit + 800$?? Electricity-water-phone-internet =3D 2675$ without putting food in the fridge=85 Am I too far from reality here? >Remember, "free" in the above means "your and my taxes"! Noted. >Life can be expensive here. A house is quite a burden - you will not >get anything "nice" for less than $400K in the greater metropolitan >areas and prepare to pay twice that for something "nice" in an >established area not far from the city. Go to www.realestate.com.au >for a bit of a browse. >Grocery prices are on par with other developed countries; see the >prices at http://coles.com.au (go to shop online and enter postcode >2222 as an example). Petrol is currently around $1.20/litre. I find >that Coke ($3 for a 2L bottle in the supermarket) and ice-cream ($5 >for a single scoop at ice-cream parlours) are more expensive here than >anywhere else in the world! (With the exeption of resorts and other >tourist havens of course). Gasoline is around 0.023US$/litre here if you use the =93official=94 rate of exchange (which no one uses here) and 0.015US$/litre using the =93black market=94 more realistic one. 2L Coke is around 1.7US$ and one scoop of ice-cream is around 3$. Anyway, don=92t be too excited; inflation was around 30% (as per =93official=94 figures) last year and is around 600% accumulated for the last 11. >For recreation you have choices - you can spend plenty of money on >ready-made activites and attractions, restaurants, etc. Otherwise, if >you like the beach and bush you have endless days of activities at >your doorstep for no cost at all. Beach is nice, as long as there are no sharks at sight :). >Sydney has plenty of eye candy, Melbourne has a deep soul. They're >very similar but also very different. I could live in Melbourne any >day (very Euro feel about it. If you love the theatre, arts, etc. then >Melboune may be your pick). Perth is beautiful but a 4hour flight to >the nearest other civilisation (Sydney). I find Brisbane too >hot/humid. Adelaide is a bit inactive for my liking. The areas north >of Sydney (Hunter Valley, New England and Mid-West, all 1.5 to 4 hours >away) have plenty of coal mines and power plants; not sure about other >states. Ok. >Most overseas visitors that I've had here have been very positive >about Australia. But, remember, it's just another place and only as >good as your attitude / daily job / family life / health, etc. If you >are prone to homesickness and nostalgia you may be bitterly >disappointed - many have been in the past. That is absolutely true. >Good luck in your endeavours! Thanks for your advices! Regards, Carlos. -- = http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist