>> I got a $10,000 USD limit platinum Mastercard recently. To get >> a low limit card (for dealing with possible risky situations) >> would have been more difficult. It isn't difficult to get a lower limit. Our son needed a credit card last fall (before a semester abroad). Since he had no credit history, my wife got a joint card with him. Credit limit was way too high for a college student. We called the issuing company and asked them to lower it. They did. So a lower limit is usually just a phone call away (in US anyway). Lee Jones -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist