On Thu, 07 Aug 2008 14:56:36 -0400, "Herbert Graf"
<mailinglist4@farcite.net> said:

> Frankly I am surprised by how worried Europeans are with regards to
> credit cards.
> 
> First off, I've never had a problem with a credit card. 
> 
> That said, I do know people who have had fraudulent transactions and
> there was no problem. They simply got their bill, noticed something
> wrong, called their card issuer, and the after a day or two the charges
> were removed. These days the issuers are more proactive, often calling
> the person asking if they made this or that transaction when something
> is not right.
> 
> I've NEVER heard of a person actually being on the hook for a fraudulent
> transaction.

Agreed. The only thing I would add is to always have two different
credit cards. Because if someone does something bad with your account,
it can take a week to get a replacement card. Or if you're traveling, no
card until you get back home.

Keep the alternate card in a different pocket :)

Cheerful regards,

Bob

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