Apptech wrote:

>>When I actually want to make a purchase with the VISA 
>>card, I use
>>internet banking to transfer money from my savings account 
>>to my current
>>account, (which happens instantly), and then I make the 
>>purchase on the
>>card.
> 
> 
> You do need to be sure that the internet banking you use is 
> secure. There are many ways that people try to make it not 
> so. If the baddies were able to access your savings account 
> online what effect would that have?
> 
> 
>         Russell

Cyber criminals exploited wireless vulnerabilities at nine major USA 
retailers and stole 41 million credit/debit cards. The fact remains 
every major enterprise is vulnerable to wireless attacks

http://abcnews.go.com/TheLaw/story?id=5520147&page=1

So make sure your bank has a 'fraudulent use' protection clause/guarantee
BEFORE you use ANY of their cards.

Some institutions also have fine print that exempts them from covering a 
loss if you can't prove that you have up to date, working, antikeylogger 
software installed on ALL the computers in your home network, even if 
you only use ONE computer for banking.
PROVING you had antipishing software is rather hard, and their 
'guarantee' is pretty useless given the fine print.

Robert


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