> When I actually want to make a purchase with the VISA 
> card, I use
> internet banking to transfer money from my savings account 
> to my current
> account, (which happens instantly), and then I make the 
> purchase on the
> card.

You do need to be sure that the internet banking you use is 
secure. There are many ways that people try to make it not 
so. If the baddies were able to access your savings account 
online what effect would that have?


        Russell

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