That's a good idea! You might want to double check that they don't issue an overdraft fee, or do automatic transfers from savings to checking. Lots of banks offer those services automatically... -Adam On 8/7/08, Tom=E1s =D3 h=C9ilidhe wrote: > > Being paranoid for all the right reasons, I was never mad about getting > a credit card, but today I found the perfect solution. > > I went into Halifax here in Ireland and I opened two accounts: one > savings account and one current account. > > Into my savings account I put all my money for going away, and I put > nothing into my current account. > > For my current account, I get a VISA debit card that works exactly like > a normal credit card (it's VISA after all). > > When I actually want to make a purchase with the VISA card, I use > internet banking to transfer money from my savings account to my current > account, (which happens instantly), and then I make the purchase on the > card. > > So if my card gets robbed or skimmed or anything, there's nothing the > thieves can do with it because my current account is empty. Strangely > enough, Halifax are the only bank here in Ireland that do such a > service, and I think it's absolutely fantastic :-D > > -- > http://www.piclist.com PIC/SX FAQ & list archive > View/change your membership options at > http://mailman.mit.edu/mailman/listinfo/piclist > -- = EARTH DAY 2008 Tuesday April 22 Save Money * Save Oil * Save Lives * Save the Planet http://www.driveslowly.org -- = http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist