> Is there a better solution to this? Perhaps some way to use a USB stick?

For man-in-the-middle attacks these kind of things are not even better than
using nothing. Some banks has an SMS / Text message based security solution
which is slightly better, so the bank sends you a text saying "you are going
to send money here and there that amount" and also sends a digiltal sign for
that transaction that you have to enter onto the web site to agree with the
transaction. In Germany few banks provides an external devices that you plug
it in your PC and it calculates the digital sign and the amount and the
recepient is shown on LCD and you have to press the yes button to proceed -
so there is no way to intercept the transaction in the middle.

For other transactions probably the best is to use the PIN + if there is a
bigger amount you are going to buy if the bank phones you up if you really
want to do that (let's say 1000 euros is a bit of scary if someone is paying
in a shop, so the bank phones you asking if you agree with the transaction).
And to have an insurrance of course so in case of lost or stolen the
insurance company pays your damage off.

Tamas



On Sun, Aug 3, 2008 at 4:09 PM, Spehro Pefhany <speff@interlog.com> wrote:

> At 01:28 AM 8/3/2008, you wrote:
> >On Sat, 02 Aug 2008 20:35:22 -0400, Spehro Pefhany wrote:
> >:: I rarely use a credit card in Asia except for (midrange and
> >:: better) hotels
> >:: and air tickets. For most other things, cash is expected. An ATM
> >:: card is
> >:: the way to go
> >
> >Many debit cards now have either Maestro or Visa association, so you
> >can use them in places that may only accept credit cards, with the
> >difference that the money would come straight out of your bank
> >account, with no interest to pay, especially if you use the pin
> >number. Some will charge as a cash advance if you sign a voucher
> >instead of the pin number.
> >
> >The prepaid cards are a good idea, as one problem will be, that with a
> >creid card you'll have to either have a direct debit to pay something
> >off the card each month or have access to an internet bank account to
> >transfer money over. That route, it owuld be a good idea to pay about
> >4 days in advance of the due date in case the banking system is a bit
> >slow.
> >
> >Colin
>
> I've paid my credit cards online for years, but I'm a bit careful
> about signing on to financial websites from computers not under my full
> control (eg. internet cafes, VIP 'buyer' lounges, and such like). If one
> is not schlepping a laptop around it might be a good use for a PDA or EEE.
> This goes double for securities trading sites-- if you really need to buy
> or sell quickly, making sure your phone password is up to date and making
> a call could be cheap insurance.
>
> Is there a better solution to this? Perhaps some way to use a USB stick?
>
>
> Best regards,
>
> Spehro Pefhany --"it's the network..."            "The Journey is the
> reward"
> speff@interlog.com             Info for manufacturers:
> http://www.trexon.com
> Embedded software/hardware/analog  Info for designers:
> http://www.speff.com
>
>
>
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-- 
Rudonix DoubleSaver
http://www.rudonix.com
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