> One nice thing about Visa is that the currency conversion > is done by Visa, so you don't have to worry about shops that are using older conversion rates to their advantage, or charging extra fees for conversion. /> SOME shops offer a notional option of conversion by VISA or conversion by them BUT they actually don't give you the VISA option AND they give you a paper to sign that says that you were given the choice. Some Australian businesses do this - including some in the airport. It's robbery, but their rates are not much different than VISA's so I guess VISA's are robbery too ;-). R -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist