Sean Breheny wrote:
> I use USAA ( https://www.usaa.com ). They are a completely online bank
> (unless you live in Texas, there are no branches you can visit).

Another excellent option in many places is Credit Unions.  Better rates, 
"member owned" (they're still run by a board that can be good or bad at 
banking), and often they have virtually no fees for anything.

People hear "Credit Union" and think of the 80's when it was difficult 
to join such an organization.  The rules about membership were lightened 
up on over a decade ago, and many times all you need to do to "qualify" 
is be an employee in a certain industry, or live in a particular city. 
If you leave the company that got you on the qualification list, or move 
out of the city, your membership is NOT revoked.

Additionally, if you think they're doing a really bad job, you at least 
have a VOTE in who's running the organization.  Try doing that at a 
traditional bank.

Nate
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