Nope, normal. Similar "holdbacks" recently pushed an entire airline into bankruptcy. http://www.frontierairlines.com/restructure/index.html Prior to the raised holdbacks, the airline was cash-weak, but revenues were strong and the company was proud they weren't failing like other lower-quality airlines. They were paying their bills, just fine. They are also much-liked by a lot of travelers. In fact, I sure wish the U.S. Government hadn't "bailed out" airlines like United after 9/11. Get on a United flight, and watch the staff and their attitudes versus a Frontier flight any day of the week. It would have been far better to let them go under and let the management of airlines like Frontier take over their aircraft leases, employees, etc... and run a much better airline. But that's water long under the bridge. The situation is this: - U.S. Banks gave out billions in bad loans via mortgages and credit cards to people who should have never had them. - U.S. Banks start to go bankrupt by reaping what they sowed. - U.S. Banks change their rules -- NOT in how they hand out consumer credit, but instead start "holding" money for the businesses in case the credit THEY handed out, was bad debt. Utterly rediculous, unethical, and slimy. Nate Rich wrote: > That's Crazy! > > ----- Original Message ----- > From: "Harold Hallikainen" > To: "Microcontroller discussion list - Public." > Sent: Monday, April 28, 2008 4:17 PM > Subject: Re: [OT] Fighting Compass bank over overdraft fees > > >> Banks are fun! A friend runs a business that accepts credit cards. He >> received a $6k order from Singapore. He checked with the credit card >> company, and they said the card was good. He shipped the order. Several >> months later, they took the $6k back out of his bank account because the >> card had been reported stolen. So, he's out the $6k. On top of that, >> because of this one bad charge, he has a bad "chargeback ratio," so they >> will not release any money to him from his credit card sales until either >> six months or $100,000 has been accumulated (I guess that fixes the >> ratio). >> >> Banks are fun! >> >> Harold -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist