I use USAA ( https://www.usaa.com ). They are a completely online bank
(unless you live in Texas, there are no branches you can visit).

However, their service is very good, I've had no problems, AND they
will reimburse ATM fees up to $15 per month. They do this so that they
do not need to have ATMs of their own.

Nominally, they are a bank for families of US military personnel.
However, only some of their products are restricted to such people.
Their normal savings and checking accounts are open to the general
public.

Sean


On Tue, Apr 29, 2008 at 7:24 AM, Rich <rgrazia1@rochester.rr.com> wrote:
> Why not go after the dude who made the purchase?  Why not go after the
>  credit card company?
>
> ----- Original Message -----
>  From: "Picbits Sales" <sales@picbits.co.uk>
>  To: "Microcontroller discussion list - Public." <piclist@mit.edu>
>
> Sent: Monday, April 28, 2008 1:57 PM
>  Subject: Re: [OT] Fighting Compass bank over overdraft fees
>
>
>  > We've had this problem for years in the UK.
>  >
>  > There has been a legal case where the banks have lost in the last few days
>  > which hopefully paves the way for lots of refunds for UK consumers.
>  >
>  > Here's a write up but beware of bad language .....
>  >
>  > http://www.thedailymash.co.uk/index.php?option=com_content&task=view&id=901&Itemid=59
>  >
>  > ----- Original Message -----
>  > From: "Vitaliy" <spam@maksimov.org>
>  > To: "piclist" <PICLIST@MIT.EDU>
>  > Sent: Monday, April 28, 2008 6:32 PM
>  > Subject: [OT] Fighting Compass bank over overdraft fees
>  >
>  >
>  >> What do you do, when a bank charges you $84 in overdraft fees, for what
>  >> initially is a $0.56 overdraft?
>  >>
>  >> This is a secondary account that I use to send money overseas (ATM fees
>  >> are
>  >> cheaper than Western Union), so it took me a while to realize what
>  >> happened.
>  >> Apparently, there was the 56 cent overdraft, which resulted in a $38
>  >> "extended overdraft fee", plus $7 per day for every day the account
>  >> balance
>  >> remained negative.
>  >>
>  >> I called the bank, and they waived the $38 fee, but refused to do
>  >> anything
>  >> about the remaining $46. Obviously they won't close the account while it
>  >> has
>  >> a negative balance, and for every day it remains in the negative, I get
>  >> charged $7.
>  >>
>  >> Research on Google reveals that this is not an isolated incident. I hate
>  >> to
>  >> reward bad business practices, any suggestions?
>  >>
>  >> Vitaliy
>
> >>
>  >>
>  >>
>  >> --
>  >> http://www.piclist.com PIC/SX FAQ & list archive
>  >> View/change your membership options at
>  >> http://mailman.mit.edu/mailman/listinfo/piclist
>  >>
>  >
>  >
>  > --------------------------------------------------------------------------------
>  >
>  >
>  >
>  > No virus found in this incoming message.
>  > Checked by AVG.
>  > Version: 8.0.100 / Virus Database: 269.23.5/1400 - Release Date:
>  > 27/04/2008
>  > 09:39
>
>
> >
>  > --
>  > http://www.piclist.com PIC/SX FAQ & list archive
>  > View/change your membership options at
>  > http://mailman.mit.edu/mailman/listinfo/piclist
>
>  --
>  http://www.piclist.com PIC/SX FAQ & list archive
>  View/change your membership options at
>  http://mailman.mit.edu/mailman/listinfo/piclist
>
-- 
http://www.piclist.com PIC/SX FAQ & list archive
View/change your membership options at
http://mailman.mit.edu/mailman/listinfo/piclist