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>> And no, we don't have a national ID card - yet!  [...]
>>
>> The thing is, you very rarely have to prove your identity /per se/,

> So what's stopping me to open a line of credit in the name of Howard
> Winter?

Sorry.
That question can only be answered on a need to know basis.
If we told everyone who wanted to know what was going to stop them 
doing things we didn't want them to then it would make our job 
tougher.

______________

We don't have a national ID card here either (in NZ).
Our driver's licence has become a defacto one to a large extent.
The authorities assured us that that wasn't it's intent and wasn't 
going to happen.

The photo on the compulsorily carried when driving licence is a major 
part of it being a defacto ID.

But, as being an ID is not compulsory or intended, mine isn't :-).
I usually have hair and no beard, moustache or 'sideboards'.
Here's my prior driver's licence photo.
Current one is "as good" but different.
Suffice it to say, my mother said "that's not you".
Bigger at -

    http://others.servebeer.com/misc/licencedtodrive.jpg

Lines are from licence plastic overlay.
Hair on top of head is flash catching the zero length razor cut 
stubble.



        Russell











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