>On Jun 23, 2007, at 7:13 PM, Vitaliy wrote:
>
>>  Insurance has a sound statistical basis.
>
>But "Health Insurance" has been replaced with "Health Care"; you're no
>longer paying based on a statistical likelyhood that you'll incur major
>medical expenses, you're paying to support regular Dr visits, and
>procedure X every year, and procedure Y every 2 years, because someone
>has been convinced that it's cheaper to prevent major illnesss, and/or
>catch them early, than to wait.
>
>I submit that it is clearly NOT cheaper.  Perhaps it should be, but
>there doesn't seem to be a lot of effort going into making the
>COMMON aspects of "health care" less expensive.  Perhaps there is

You're now paying for all the added overhead of the insurance 
companies. Adding more layers of bureaucracy makes things more 
expensive, not less.

-- 

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Chris Smolinski
Black Cat Systems
http://www.blackcatsystems.com
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