M Graff wrote:

> US banks (cc cards at least) can keep accounts open literally forever. I
> had an account I closed because someone had used it for lots of small
> charges around the US.  For nearly 5 years after someone was still using
> the numbers, and the account would "re-open" -- or worse, they would try
> to transfer the card's uses to my new card. 
> 
> Clearly, something is broken there.  

Yup... seems to be obvious, at least to anyone not working in a bank :)

> And I did have (in writing) that the account was closed.  And that no new
> charges would be accepted.  But legally, they can open accounts that I
> continue to use [...]

Isn't that a contradiction? Having in writing that they won't accept new
charges, and then them being "legally" able to still accept charges? Where
does the "legally" come from?

Gerhard

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