Gerhard, On Tue, 7 Nov 2006 11:28:03 -0200, Gerhard Fiedler wrote: >... > The time it takes to reach the recipient's account is dependent on the > communication between the banks. If it's too long, the communication system > is not set up properly. There's nothing inherent in the system for it to > take that long. Yes there is - the banks' desire to hang onto your money and collect the interest on it. It's been this way all along, which is why electronic transfers between banks take three days here - nothing to do with communications, all to do with profits! As a matter of interest, do you pay charges for your bank account? If not, where does the bank make its money? Cheers, Howard Winter St.Albans, England -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist