>Australia is similar, and I dare say the US & other countries are as well.
>I don't think we have an equivalent term for 'standing order'.  I haven't
>heard of too many problems with direct debits, so I guess either vendors 
>are
>careful not to screw it up, or someone has a big stick.

New Zealand tried to introduce a Direct debit system back in the 60's, and 
the way it was being handled caused an accountant relation of mine to ask 
some very awkward questions at a presentation for accountants. The result 
was it got shelved for a number of years until they sorted out how 
authorisations and traceability were done. 

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