>They would. But untill then you are just one. And the bank is probably >not in the insurance business, so they would not accept this. If your equity in the property exceeds the value of the vacant land, they might. They don't give a rat's hindquarters if you lose all your money-- they just want be sure *they* don't lose a cent. Best regards, Spehro Pefhany --"it's the network..." "The Journey is the reward" speff@interlog.com Info for manufacturers: http://www.trexon.com Embedded software/hardware/analog Info for designers: http://www.speff.com ->> Inexpensive test equipment & parts http://search.ebay.com/_W0QQsassZspeff -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist