> What happens if you go to an insurance house, they tell you 
> for how much 
> they'd insure you if they would (but don't), and then go to 
> the bank and 
> arrange for that exact sum to be diverted monthly into a checking 
> account earmarked for that purpose ? Yes I know the premiums 
> would not 
> cover a major emergency in the close future. But what about later ? 
> After all, if statistics work for the insurance company, why 
> would they 
> not work for you ?

They would. But untill then you are just one. And the bank is probably
not in the insurance business, so they would not accept this.

Wouter van Ooijen

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Van Ooijen Technische Informatica: www.voti.nl
consultancy, development, PICmicro products
docent Hogeschool van Utrecht: www.voti.nl/hvu
 

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