Perfect analysis, Lile. Federal flood insurance is the cause of a lot of 
this beach construction.
Private insurers are not as stupid.

--Bob

Lawrence Lile wrote:

>>>
>> Here in wisconsin my friend owns some land next to a stream.  the 
>> land has never flooded in 80 years according to old timer around 
>> here.  But yet the city and state will not allow him to build on it 
>> ever because it is on a 100 yr. storm flood plain they say.
>>
>
> The City and State are smart guys. The so-called 100 year flood level 
> has been breached, in my county, twice since 1992, and has been 
> matched in 1956, 1973 and 1986.  I had a house safely above the 100 
> year floodplain in 1993, that building ended up with four feet of 
> water in it, became dozerbait.  People around here say, "If you build 
> on the river, plan to build again."  The 100 year flood line is a 
> joke.  If that guy hasn't seen a flood that high in 80 years, then 
> odds are it's coming soon.  An old timer told me there was no way 
> water would be in my house, he hadn't seen any water in that house in 
> 80 years.
>
> I would argue that areas of New Orleans that are below sea level 
> should be bulldozed.  If a house is put back, the house has to be put 
> on pilings and raised to at least ten feet above sea level - higher 
> right near the water.  It looks goofy, but there is a whole town on 
> stilts near where I live, and most of the houses right on the Gulf 
> Coast are up on stilts.
>
> I imagine that a big fraction of the million or so displaced people in 
> N.O. will not be coming back anyway.
>
> A simple way to enforce better building practices would be to cancel 
> federal flood insurance coverage for any new  or renovated building 
> below sea level in N. O.   Private insurers should be prevented from 
> insuring buildings below sea level.
>
>
> --Lawrence
>
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