Thanks to all for your input. This place seems on the up and up. Called a few references - some needed me to fax a request in, amazingly I couldn't find a sample request form online to follow. Another place gave me their online 3rd party company that handles their credit references reporting. Of course there was no glossary of what the terms meant, nor could I find the definition online. They're consistently net30 however. Is it me, or is Google getting worse and worse to be able to find what you're really looking for? Dave -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist