i wonder, since i'm an organ donor, and in the case of organ donors in
general, if that doesn't affect the cost equation if i have an accident
and am not wearing my seat belt (which i do wear).  after all, e.r.
people commonly refer to motorcycle riders without helmets as organ
donors.  this surely compensates for much of the burden of caring for
those who do survive.  parts are expensive for people, very expensive
and in short supply.  one could argue it would be more responsible, and
even truly generous to go around without a seat belt and to ride a
motorcycle without a helmet, very civic minded and philanthropic for an
individual to risk that sacrifice for the benefit of others.

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